First of all, being 'ready' for sex means something different to everybody. I had some friends figure they were ready because they were drunk. For me, it was being in a long-term, fairly committed relationship, aware of the consequences and prepared to take the appropriate precautions.
I don't understand the concept of no sex before marriage. Sexual compatibility is a huge part of a successful relationship. Don't buy the cow until you've tasted the milk.
Sex is a pretty big deal when you're with someone you love. It's the most intimate and pleasurable thing you can do together. I can tell you right now, sex with someone you don't care about vs. sex with someone you love is completely different. When you're with someone you truly love, it's 1000x better, and it helps strengthen your connection.
I don't understand the big deal about viriginity myself. I think maintaining it while you're young is important only because teenagers tend to make poor decisions on having sex the first time. They also tend to be suprisingly naive about the consequences. Otherwise, virginity is nothing special.
Live as if you were to die tomorrow. Learn as if you were to live forever. - Mohandas Gandhi