I'm gonna try to tell it as it is...objectively. I don't want my emotions to influence anyone's perception.
My woman and I met late 2009, and we have been dating for about a year. We each have 2 young kids from previous marriage. I was going through some craziness in the first half of last year because of my insecurities. I saw a shrink and I eventually got better. Then I lost my job in July, found a new job in September at lower pay. Our kids met each other last August, and we intend to merge our families eventually. Last month I proposed to her, and we are scheduled to marry this November.
I've never had to sweat about money in the past, but lately I've been kinda stressed. My divorce costed me almost $500k in assets (half to ex-wife). I am 36 years old, and I am living in a one-bedroom apartment to cut costs. I pay $5,000 a month in alimony and child support. My job lost in July really messed me up. Around that time, my woman's deadbeat ex decided to stop paying child support because he lost his job too. I gave her $10,000 cash to carry her over till the situation improves. Then in November I have her another $5,000 because her deadbeat ex couldn't be reached. I then spent $20,000 on the engagement ring. Spent $3,000 on a Christmas vacation for all 6 of us. Now her deadbeat husband declares hardship and refuses to pay any child support indefinitely. I recommended a lawyer, and paid a $5,000 retainer.
I am extremely stressed right now, because although I am not in debt, I am almost tapped out. I don't know how I'm gonna be able to pay for the wedding. I don't know how I am going to provide for her after we are married. I am gambling on the idea that I will find a better job later this year. She can't work because she has small children and is taking classes. I gave her my credit card and she is already using it for gas and clothes. She says she feels really grateful to me, and loves me so deeply for me saving her life. I never expected this.... these extra expenses... I'm actually losing sleep over this. When I was married, I had a maid who cooks and cleans and takes care of the kids. She is expecting me to hire a maid once we are married. Right now I pay $400 a month for a cleaning lady to clean her house once a week. She says I'm spoiling her. I am happy to provide for her, but right now I am feeling the pinch. Some nights I stay awake feeling angry that she has put me in this situation. She is totally depending on me to give her a good life, something which her ex never gave to her.
I feel frustrated. I don't think she is exploiting me in any way. In fact, she feels sad that her burdens are bleeding into my pocketbook. I love her so much I can't let her drown. I figure if I am willing to die for her, then I don't mind giving everything to her. But I am concerned about my future plans. I have never been the one to live one day at a time, but now I really cant foresee more than a day at a time. I feel sad. I'm so drained that I've been sick for a month.
Any insight?