Well, I was stupid, 13 and we were together for 3 months. after that one time, i didn't have sex again until I met a guy I felt I could trust. I had 2 relationships that lasted 6 months between 14 and 16, and at 16 i started dating the guy i am with now, and he is the one i slept with, and because that was my choice and i wasn't pressured into it, it was my emotional virginity haha. =]
It's good to stay a virgin as long as you are not ready - having said that, don't confuse being really really nervous about something as being not ready. If the urge is there but the will is not, then it might be time to give in - UNLESS you want to wait for the right girl.
Although, waiting for the right girl could result in disappointment on her half... so either get heaps of experience first OR just get really good at oral, finish her off before you even start and good times shall be had by all.