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Thread: Who here has and pays for their own health insurance?

  1. #16
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    C'mon, somebody be happy for me, this is a big step for me.

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    I am happy for you in spite of your elementary school arguements. whatcha got against elementary schools anyways?
    The male is a domestic animal which, if treated with firmness, can be trained to do most things

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    Quote Originally Posted by Frasbee View Post
    I'm getting health insurance!

    It's with Blue Cross Blue Shield. It's not Point of Service, where you play a flat rate no matter what, but rather, it's a discounted service so I pay a percentage.

    I have an annual deductible of 3,300 dollars. Should I ever reach that amount for any reason, Blue Cross will cover 100% of the expenses thereafter until the end of the year.

    It's gonna cost me just under 90 dollars a month.

    However, my company will pay for half of that on a monthly basis, so it's only gonna cost me about 45 dollars a month.

    Unfortunately I will no longer be able to save like I used to, until I get a raise.

    But here's to improving quality of life!
    Fras, this is really great news, especially given that you do physical labor. I have been very worried you would get hurt and be majorly screwed.
    Relax... I'll need some information first. Just the basic facts - can you show me where it hurts?

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    Quote Originally Posted by vashti View Post
    Fras, this is really great news, especially given that you do physical labor. I have been very worried you would get hurt and be majorly screwed.
    if anything ever happens to anyone, I work in the Workers Compensation field.
    The male is a domestic animal which, if treated with firmness, can be trained to do most things

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    Quote Originally Posted by vashti View Post
    Fras, this is really great news, especially given that you do physical labor. I have been very worried you would get hurt and be majorly screwed.
    Do you remember when I told you guys about that time when I was on that ladder leaning against a metal building in front of a windowless door that swung out towards me, with wires in my hand less than a foot away from 15 ft drop in the middle of a windy thunderstorm?

    Hahaaaaa...good times.

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    Quote Originally Posted by Frasbee View Post
    Do you remember when I told you guys about that time when I was on that ladder leaning against a metal building in front of a windowless door that swung out towards me, with wires in my hand less than a foot away from 15 ft drop in the middle of a windy thunderstorm?

    Hahaaaaa...good times.
    With my imagination you get me nervous. I don't know how you can do your work. Surely I would be fired within the first two days (if I haven't quit already).
    If you can't handle me at my worst, then you sure as hell don't deserve me at my best. ~ Marilyn Monroe

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    Quote Originally Posted by Frasbee View Post
    C'mon, somebody be happy for me, this is a big step for me.
    I'm with Vash. You do physical labour, so its good to be covered.

    We have BCBS also, btw. Even in Canada, we still have extended health, its a good idea when you have kids. The are pretty decent, tho the %age thing is a bit of a pain. You have to make sure you submit your receipts annually b/c there is a time limit to your claims.

    Oh, in the US we had Harvard-Pilgrim. Some HMO. It was pretty good, I thought. Was around 4-5K/year for our family. It covered the 10s of thousands my son's birth supposedly cost. One of the most expensive hotels I ever stayed at and the service was merely okay.

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    unfortunately the government doesn't pay for my shit.

    raverboy
    ...this is just my perspective on the situation...

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    ^^^ try telling me this the next time you have to pay for your doctors visit.. or pay for your own medication.

    sucker.

    raverboy
    ...this is just my perspective on the situation...

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