Yea a woman will understand...be honest with her...I mean don't walk around with a shirt that says "take my v-card" but if you find a woman you really like and it starts to get to that point...then tell her....tell her to have some patience with you and give you some direction.
It sounds like you have legitimate reasons for it.
Don't rush it, if you find a great woman it will happen...and don't women won't think less of you for it....everybody has a first time.
Oh and don't go see a prostitute...I'm telling you it is a lot better when the person you are with is into it and has feelings for you and you have feelings for you...I mean I'm not sayin it doesn't feel good to have meaningless sex with a stranger but find someone you connect with mentally and emotionally then when you come together physically it is hard to feel closer to another person.
Completely baffled by a backward indication
That an inspired word will come across your tongue
Hands moving upward to propel the situation
Have simply halted
And now the conversation's done
I am the EgGmAn